📉 Fraser Valley Real Estate Market Update — July 2025

The Fraser Valley has entered a clear buyer’s market, and the latest July 2025 stats back it up. For homeowners, this signals a unique moment — not just to sell or buy, but to strategically unlock the power of their home equity.

🗞️ Quick Stats Recap:

• Sales are down: 1,190 sales in July

  • ▼ 0.4% from June

  • ▼ 3.3% year-over-year

  • ▼ 23% below the 10-year average

• Active Listings: 10,650 (▲ 50% above average)

• Sales-to-Active Ratio: 11% — well within buyer’s market range

• Days on Market:

  • Detached: 38 days

  • Townhouse: 35 days

  • Condo: 38 days

💸 Benchmark Price Summary – July 2025

📍 Price Breakdown by Region

🌊 White Rock / South Surrey

• Detached: $1,837,300 ▼ 7.2%

• Townhouse: $928,200 ▼ 4.3%

• Apartment: $584,400 ▼ 8.0%

🌲 Langley

• Detached: $1,598,600 ▼ 2.2%

• Townhouse: $852,300 ▼ 3.0%

• Apartment: $590,900 ▼ 4.4%

🏙️ Surrey (Combined)

• Detached: $1,561,700 ▼ 6.1%

• Townhouse: $838,700 ▼ 4.4%

• Apartment: $511,600 ▼ 6.0%

📎 Bottom line? Home prices are sliding, inventory is rising, and buyers hold the upper hand. That makes this an incredible time for current homeowners to get proactive.

💡 How Smart Homeowners Are Playing the Market with Equity

In a market where prices are softer and buyer demand is selective, homeowners are turning to a new strategy: unlocking equity and putting it to work.

Here’s how:

🏗️ 1. Upgrade Before You Sell

Want top dollar in a buyer's market? Then your home has to stand out. Many sellers are using their equity to:

• Paint, stage, and modernize key rooms

• Improve curb appeal and first impressions

• Fix issues up front to avoid costly negotiations

The result: faster offers and higher selling prices, even in a soft market.

🏠 2. Refinance to Buy Another Property

Apartment prices are down over 8% in some areas. Detached homes in Abbotsford and Langley are down 4–7%.

Savvy homeowners are:

• Pulling equity from their current home

• Locking in a pre-approval

• Snagging a second property while prices are low

This is how wealth is built in real estate — buying smart during the dip.

💳 3. Consolidate Debt & Improve Cash Flow

Using home equity to pay off high-interest debt can:

• Lower your monthly burden

• Improve credit

• Free up room for future investments

But it all starts with knowing your numbers.

📬 A Message from Greg Horvath, Mortgage Broker

“With the market shifting, now is the perfect time to revisit your mortgage. Whether you’re looking to lower your rate, pull equity, or plan your next move, I can help.

I’ve partnered with Tyler to offer a complimentary Mortgage Check-Up and Home Equity Report — no strings attached. It’s a 10-minute conversation that could save you thousands and help you take control of your financial future.”

— Greg Horvath, Mortgage Broker

🧰 Here’s What You’ll Get — Free of Charge:

✅ A 10-minute Mortgage Check-Up with Greg
✅ A Home Equity Report showing your available equity
✅ Access to Greg’s Mortgage Planner App to get pre-qualified or test payment scenarios
✅ A Comparative Market Analysis (CMA) from Tyler to show your home’s value
✅ A HAL Report (High/Average/Low pricing summary) if you’re considering a purchase

📅 Book Your Complimentary Equity Review Today

👉 Click here to schedule a call with Greg
or reply “Yes” and we’ll connect personally.

🎯 This Is Your Window of Opportunity

✅ Buyers are in control
✅ Prices are soft
✅ Your equity is working harder than ever — if you use it right

Let us help you take advantage of this moment with a clear plan, expert insights, and real numbers.

Tyler Waldron, PREC
Top 10% Royal LePage Canada | Top 10% Fraser Valley Board
📞 778-222-6975
✉️ [email protected]
🌐 www.tylerwaldron.ca